Thanks to these authors and bloggers below for their useful information:

1.  Derek Haines on making a passive income from your writing:

2.  Amy Shojai with 7 steps to publishing success:

3.  Stephen Bentley for this info on receiving royalties in more than one currency:

4.  Rachel Poli with some more outlining methods for novels:

5.  Cow Pasture Chronicles for this info regarding querying agents:

What I’ve Learned About Querying

6.  Erica Verrillo with 32 calls for submissions in November:

7.  Words for Charity for this invitation to take part: