A new type of scam was mentioned on the BBC News recently. If anybody has managed to gain access to your bank account, they order something expensive and have it delivered to you. A courier then arrives and tells you that he has delivered it to the wrong person. You of course have no idea your bank account has been hacked and you know you didn’t order whatever was delivered, and so you hand it over quite happily. The thief has then managed to buy something using your account, and then makes off with his ill-gotten gains.
Bank staff are struggling to know what signs to look for.
Wasn’t it all much simpler when we just had a cheque book? We went to the bank to pay in or draw out money. We sent a cheque off to pay for services rendered, and our money stayed where it was supposed to until somebody cashed one of the cheques we had posted. Now hardly anybody will take a cheque and they are being phased out I think. We give our bank details to companies online, not really knowing if anybody else will have access to them. Hidden cameras can be installed by thieves at cash machines to clone our bank accounts, and these scams are becoming ever more sophisticated.
My grandmother kept all her money in a box up her chimney. If she wanted to light a fire she took it out, and then put it back in when the grate had cooled down. My other grandmother ran a family savings club, and collected cash from family members, hid it under her floorboards along with her own money, and then paid us all out with interest at Christmas. Neither of my grandmothers ever had money stolen from them or were victims of scams.
Hmm… perhaps there’s a moral there somewhere?
Either that or she had a delivery scam going on for tin can and string communication devices 😂
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Sorry, Stevie, but on balance I think I prefer things as they are now, rather than the potentially unsafe behaviour of our elders. One thing intrigues me, though: how did your grandmother generate the interest she paid the family at Christmas?
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Good question. I have no idea. I was a child then and all I remember was that we got back what we had paid in all year plus interest. Perhaps she traded in Bitcoins lol!
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How I long for the good old days 😦
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Me too!
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We may have to revert to the old school way of handling our money! What a horrible scam!
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Hi, Stevie. Totally agree with the sentiments expressed. Let’s get back to basics!. Have a great day. Goff
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Thanks Goff.
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Pleasure. Goff
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Reblogged this on anita dawes and jaye marie.
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Thanks for re-blogging!
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This world is getting worse by the minute… almost every day I find suspect emails supposedly alerting me to some such fraud or other in my emails, often from companies I do business with. I refuse to open them, consigning them all to the rubbish bin, but I worry that one of these days, it might be a real alert…
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Yes I get them too, with old passwords I’d previously used. Not sure how they’d found those.
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We don’t bank on line
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I do because it’s convenient. We live about 12 or 13 miles away from a bank.
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We still have banks in our local town so we can just call in when we’re there. Although we normally get money out at the post office
But you’re talking to somebody who’s never used a hole in the wall machine 🙂
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Wow! Never? That’s amazing!
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The last job I had before we had the children was paid weekly with real money in a brown envelope! Most money is not real at all – in and out of bank accounts electronically.One day it will all implode and we will be back to bartering….
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You remind me that when paper money was introduced people didn’t consider it real either and governments had to pledge that it could be exchanged for gold. Try demanding your gold these days and wait for the baffled looks you’ll get. But even before electronic banking, banking meant (if I understand this correctly) that no government had control over the supply of money anyway. Banks took our money, lent it, swapped it, set it on fire in the back room for all we knew, and presto, many times more money seemed to be in circulation than the actual notes in our collective hands and wallets. Add consumer credit to that and we have a huge multiplier effect. None of it’s real, and all of it’s entirely too real.
It’s all going to crash again (she said cheerily).
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Yes Ellen, you could hardly blame people for not trusting a piece of paper and there plenty of places more recently where paper money has become worthless.
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And times when metal coins were so debased that inflation ran wild. We humans seem to find a way to mess up even the most careful system.
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Yep!
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I think we’ll be a cashless society sooner or later, with concertina wallets full of cards.
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I hope not because how will children learn about money.
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They won’t need to if we’re all carrying cards!
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Mine was too back in 1976. I used to love that little brown envelope each Friday.
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Wow! Thieves keep getting a little more sophisticated all the time. I can see how a person could easily fall for this scam.
I do find some truth in the concept that new isn’t always better. On the other hand, what if your grandmother’s dementia has progressed to the point that she no longer remembers putting her loot up the chimney? Oh well, memory loss has its benefits too. You don’t have to think about all of the crap happening in the world.
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She never had dementia, Pete. She knew all her money was up the chimney!
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